"David was very professional, but helped to keep things simple when explaining. I liked that he was interested in my ethical views on the world when considering where to invest money. He was helpful and informative and I would recommend him to anyone needing independent financial advice"

Financial Planning at Milne Standen: More Than Just a Product

 

At Milne Standen Financial Planning, we believe that financial planning is much more than a simple product sale. It is about taking the time to truly understand you—your values, your aspirations and what matters most to you. Only when we understand your personal goals can we begin to craft tailored solutions that work for you and your future.

 

Our Process is Tailored to You

 

Every client is unique, and so is the financial plan we develop together. We follow a personalised approach, which may include some of the following services:

 

  1. Goal Setting: Helping you define your financial and life goals, whether it is buying a home, retiring comfortably, or leaving a legacy.
  2. Retirement Income Planning: Designing strategies that ensure you have a reliable income stream throughout your retirement.
  3. Investment Review: Regularly reviewing your investments to ensure they are aligned with your goals and risk tolerance.
  4. Strategic Tax Planning: Helping you maximise tax efficiency with tailored strategies for your unique circumstances.
  5. Pension Review: Reviewing your pensions to ensure they are performing well and are structured for your needs.
  6. Risk Management: Assessing risks and ensuring you have proper insurance or financial safeguards in place.
  7. Insurance Policy Advice: Recommending the right types of insurance to protect you and your family.
  8. Planning for Your Children: Developing strategies to fund education or pass on wealth efficiently to future generations.
  9. Estate Planning: Ensuring your wealth is protected and passed on according to your wishes.

Why Partner With Milne Standen?

 

When you partner with us you can expect more than just financial advice—you can expect peace of mind, financial independence and long-term financial security. Our goal is to build a relationship based on trust, honesty and mutual respect, where your success is our success.

 

We also understand that making decisions about your finances can be overwhelming, which is why we do not charge any fees until you are ready to move forward with our advice.

 

Our Proven Process for Financial Planning

 

Our approach to financial planning is straightforward, transparent, and tailored to your needs. Here is how we work:

 

Initial Contact

The process begins with an informal initial contact, either over the phone or via email. This is an opportunity to briefly discuss your situation and determine whether you would like to have an initial meeting with us.

Initial Meeting (No Charge)

The initial meeting is free of charge and allows us to get to know each other better. We will ask questions to understand your values, what you want to achieve, and what financial goals you have. At the same time, it is a chance for you to learn more about us and the services we offer and to ask any questions you may have.

Financial Planning

If you are ready to proceed, we will gather detailed information about your financial situation. From there, we will develop a comprehensive financial plan tailored to your needs. We will walk you through the plan step by step, giving you ample time to consider the recommendations. We will also provide a clear outline of our fees and the services we offer.

Implementation

Once you are happy with the financial plan and our recommendations, you will sign our terms of business, which clearly outline the service we will provide and the costs involved. Upon receiving the signed agreement, we will begin implementing the agreed-upon strategy.

Ongoing Services

Financial planning is not a one-time process—it evolves as your life and financial circumstances change. That is why we meet with you at least once a year to review and adjust your plan as necessary. Additionally, we are available throughout the year, because we know that changes do not always wait for the annual review. This ongoing support is included in our annual fee.